Looking for Allstate Event Insurance? Confused as to why Allstate forwards you to a third party? In short, Allstate does not write their own policies, but instead will direct you to another insurer:
Fortunately, there are some great alternatives that can help you secure an event insurance policy fully online in minutes:
Top Alternatives to Allstate Event Insurance:
Be sure to check your venue’s insurance requirements before securing a policy!
GatherGuard
Damage to rented premise limit: $250,000
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available
SpecialInsurance.com
Damage to rented premise limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required
Policies like Allstate Event Insurance (also referred to as Special Event Insurance) are purchased to protect event hosts from financial and legal burdens that could arise from injuries or property damages that occur during the event. Most venues now require it as well as part of the rental agreement for all types of events, including wedding, baby showers, and birthday parties.
From a cost standpoint, policies can start at $75, however it is important to ensure the policy limits meet the requirements for the event and/or venue.
The below video provides a good example as to why purchasing coverage is important: