The below Wedding Protector Plan review was part of a broader analysis of over a dozen insurers.
Overall our Wedding Protector Plan review gave Wedding Protector Plan a 1 out of 5 based on our analysis criteria found here. For such a large brand name, we too were quite disappointed and question how much the product and site is being prioritized or maintained.
What We Liked About Wedding Protector Plan
- Getting a quote is very quick
- Covers Canada and cruise ship events as well
- Jewelry coverage is also available
What We Didn’t Like About Wedding Protector Plan
- Forces you to buy cancellation insurance, which starts at $160 in addition to the liability coverage costs
- Liability coverage starts at $165 with only a $25,000 limit for damage to rented premises
- Terrible mobile user experience (is it even possible to see the various prices on a mobile device and complete a purchase?)
- Unclear which endorsements are included
- Host liquor liability coverage is an additional $50
Lowest Cost Available
$165 + $160 for cancellation coverage ($325 total)
- $1M/$1M (occurrence/aggregate) GL
- $25,000 damage to rented premises
- Host liquor excluded
- Unclear medical expense limit, if any
- Waiver of Subrogation endorsement: Unclear
- Primary Noncontributory endorsement: Unclear
Alternative Options to Travelers Wedding Protection Plan
See here for a summary of our analysis of a dozen insurers.
Our Top Picks For Liability Coverage
Be sure to check your venue’s insurance requirements before securing a policy!
GatherGuard
Starts at $75 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $250,000
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available
SpecialInsurance.com
Starts at $160 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required