The below K&K event insurance review was part of a broader analysis of over a dozen insurers.
Overall our K&K event insurance review gave K&K a 1 out of 5 based on our analysis criteria found here.
K&K / K and K Event Insurance is an event insurance liability product that is available through Aon that is usually secured for events like weddings, birthday parties, baby showers, and other one-day events.
What We Like About K&K Event Insurance
- Owned by Aon who has been around for 70+ years
What we didn’t like about K&K Event Insurance
- Outdated Website: K&K’s website is very outdated and not ideal for tablets or mobile phones
- No Sample Policy to Review: There’s no obvious sample policy that can be reviewed
- Restricted Liquor Liability Coverage: While K&K does offer liquor liability coverage, it’s not available in several states, including Alaska, DC, Hawaii, Iowa, and Michigan
- Membership Requirement: By applying for K&K’s insurance, you’re automatically applying for membership in their Sports, Leisure and Entertainment Risk Purchasing Group (RPG)
- There’s probably more, but we gave up because the website design is so bad
Lowest Cost Available
$179
- $1M/2M (occurrence/aggregate) GL
- $1M damage to rented premises
- Host liquor included
- $5,000 medical expense coverage
- Waiver of Subrogation endorsement: Included
- Primary Noncontributory endorsement: Not included
Alternative Insurers:
Be sure to check your venue’s insurance requirements before securing a policy!
GatherGuard
Damage to rented premises limit: $250,000 or more
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available
SpecialInsurance.com
Damage to rented premises limit: $300,000 or more
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required