Considering FLDean Event Insurance for your event insurance needs? The below FLDean Event Insurance review was part of a broader analysis of over a dozen insurers.
Overall we give FLDean Event Insurance a 2 out of 5 based on our analysis criteria found here.
What We Like About FLDean
- Non-Owned / Hired Auto Liability Coverage up to $500,000 available online
- Medical expense upgrade to a $10,000 limit is available
- Lots of other coverage options like abuse and molestation coverage
- Easy to add additional insureds
What We Didn’t Like About FLDean
- Have to supply a lot of personal information in order to proceed through the quoting process and to find out who the actual insurer of the policy is (it’s Great American)
- It turns out a wedding event policy has its own purchase path/URL which is hard to find and increases the price dramatically (see below)
- They cover weddings up to 1,000 attendees as their base, which explains why FLDean is so expensive (see below)
Lowest Cost Available (Non-Wedding Event)
$130
- $1M/$1M (occurrence/aggregate) GL
- $300,000 damage to rented premises
- Host liquor included
- No medical expense coverage
- Waiver of Subrogation endorsement: Unclear
- Primary Noncontributory endorsement: Unclear
Lowest Cost Available (Weddings)
$370
- $1M/$1M (occurrence/aggregate) GL
- $300,000 damage to rented premises
- Host liquor included
- No medical expense coverage
- Waiver of Subrogation endorsement: Unclear
- Primary Noncontributory endorsement: Unclear
Other Options
See here for a summary of our analysis of a dozen insurers.
Our Top Picks For Liability Coverage
Be sure to check your venue’s insurance requirements before securing a policy!
GatherGuard
Starts at $75 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $250,000
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available
SpecialInsurance.com
Starts at $160 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required