Considering EventHelper Insurance for your event insurance needs? The below EventHelper review was part of a broader analysis of over a dozen insurers.
Overall our EventHelper Review gave EventHelper a 4 out of 5 based on our analysis criteria found here. Note that EventHelper’s coverage model is to put all policy holders into a risk purchasing group/membership.
What We Liked About EventHelper
- Quotes update in real time so you don’t have to wait until the end to see the price
- Better than average pricing (starts at $66 for $1M/$2M GL coverage for up to 40 people)
- Great for small groups under 72 people (see below)
- Ability to edit policies online after purchase
- Good user experience on desktop and mobile
- Host liquor included
What We Didn’t Like About EventHelper
- Need to pay for another full day of coverage if the event goes past midnight
- $22.14 fee if the policy needs to be cancelled
- Not clear who the insurance company is
- $1,000 deductible that can be removed for an additional fee
- Damage to rented premises of only $100,000 (with no option to increase from what we could tell), but for some reason it’s $1M if the attendance size is less than 72 people
Lowest Cost Available
$66
- $1M/$2M (occurrence/aggregate) GL
- $1M damage to rented premises (drops to $100,000 if the attendance size is over 71)
- Host liquor included
- $5,000 medical expense limit
- Waiver of Subrogation endorsement: Not included
- Primary Noncontributory endorsement: Not included
Alternative Options to EventHelper
See here for a summary of our analysis of a dozen insurers.
Our Top Picks For Liability Coverage
Be sure to check your venue’s insurance requirements before securing a policy!
GatherGuard
Starts at $75 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $250,000
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available
SpecialInsurance.com
Starts at $160 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required