Author: MIa

  • Common Venue Requirements For Event Insurance

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    MIa
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    Over 80% of wedding and event venues now require renters to BYOI (bring your own insurance) to help protect the venue from various lawsuits that could arise from liabilities and damages caused by renters. This helps insulate the venue’s main business insurance policy from claims (and potential cancellation!) and can also potentially lower insurance premiums…

  • Allstate Event Insurance

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    MIa
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    Looking for Allstate Event Insurance? Confused as to why Allstate forwards you to a third party? In short, Allstate does not write their own policies, but instead will direct you to another insurer: This follows a similar partner from larger insurers who have either stopped offering event insurance (State Farm) or have outsourced it to…

  • Event Insurance Host Liquor vs. Liquor Liability

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    MIa
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    See our comprehensive 2025 review of all the major U.S. event insurance companies: When it comes to event insurance, two terms that often come up are host liquor liability and liquor liability. Both relate to the potential legal and financial consequences that can arise from the sale and consumption of alcohol at a venue. However, they…

  • Non-Owned/Hired Auto Liability

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    MIa
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    See our comprehensive 2025 review of all the major U.S. event insurance companies: Non-Owned/Hired Auto Liability is an important component of event insurance that provides coverage for accidents involving vehicles used for business purposes but not owned by the insured organization. This type of coverage is particularly relevant for events where vehicles may be rented or…