Finding a wedding/event insurance policy with primary noncontributory endorsement included can be tricky as not all wedding/event insurance carriers offer this endorsement. For a list of carriers that include primary noncontributory endorsement in their wedding/event insurance policies, please see here. The primary noncontributory endorsement is getting requested more often, mostly due to the venue making it mandatory.
What is Wedding/Event Insurance Primary Noncontributory Endorsement?
Primary designates that one party’s liability policy is responsible for responding to a claim first before another entity’s policy applies. Noncontributory stops the primary party’s insurer from seeking contribution from the other entity’s policy for paying a claim. So in other words, Primary Noncontributory can fully insulate the venue’s insurance policy from any claims arising from a third-party event like a wedding.
It’s no wonder why more and more venues are requesting this endorsement. Policies that include the Primary Noncontributory endorsement tend to be slightly more expensive and harder to find and usually coupled with another endorsement called Waiver of Transfer of Rights Against Us to Others.
Looking for an event policy with the primary noncontributory endorsement? Try SpecialInsurance.com