Tip: Event insurance for vendors is now available on a daily basis through insurers like specialinsurance.com.
What is Event Insurance for Vendors?
Event insurance is a special coverage. It guards work at events like trade shows, fairs, and festivals. Buying this cover gives safety and guards from money loss due to mishaps or other issues.
Types of Event Insurance for Vendors
General Liability Insurance
General liability is the base cover. It guards against hurt claims. It pays for injury and loss. If a person trips on your stand, it helps pay law costs.
Product Liability Insurance
If you sell things at events, product cover is a must. It guards your work if products hurt people or cause damage. For example, if food makes someone sick, it helps with claim costs.
Commercial Property Insurance
Commercial property cover protects your gear and stock. It pays if theft, fire, or loss come. If your display breaks before an event, it helps fix the cost.
Cancellation Insurance
Sometimes events are stopped. Bad weather or site issues may force a stop. Cancellation cover pays for money lost when events do not happen. It helps get back spent funds.
Professional Liability Insurance
For work that gives service, professional cover pays if people claim faults. It helps if work does not meet promises at the event.
Why Do Vendors Need Event Insurance?
Money Safety
The best reason for cover is to keep money safe. Law claims or repair costs can rise fast and harm your work. Insurance cuts the risk so you can work without fear.
Trust Growth
Insurance shows you are serious. Buyers and event hosts like vendors with cover. It helps you earn more work.
Follow the Rules
Many events ask for proof of cover. Buying cover meets these rules. It lets you show your goods or work without worry.
Calm Choice
Knowing you have cover brings calm. You can work and talk with buyers. You join events with less fear.
How to Choose the Right Event Insurance for Your Needs
• Check your risks. Look at what may go wrong with your work and events you join.
• Find a cover that fits your needs. Compare policies to see what they pay.
• Read the small words. Know what is not paid, limits, and what you must pay yourself.
• Talk to an insurance expert. They can help pick a fit for you.
Our Top Picks For Liability Coverage
Be sure to check your venue’s insurance requirements before securing a policy!
GatherGuard
Starts at $75 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $250,000
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available
SpecialInsurance.com
Starts at $160 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required