When you plan an event—a work meeting, a wedding, a festival, or a trade show—think of insurance. It guards against cost claims and legal issues. A COI event insurance (or Certificate of Insurance) shows you have proper insurance. It helps you keep your event safe and running well.
What is COI Event Insurance?
COI event insurance is a paper that shows you carry insurance for your event. Venues, helpers, and sponsors ask for this paper. It shows you cover risks like injury or property loss during the event.
Why You Need COI Event Insurance
1. Risk Control
Each event holds risks. Injury, property harm, or event canceling can happen. COI event insurance stands as a guard. It covers both event team and venue when trouble comes.
2. Venue Rules
Many venues need proof of insurance before they open their doors. A COI meets these rules. It lets you book the spot by meeting the venue’s need.
3. Calmness
Worrying about accidents can weigh heavy. A COI helps you rest. Knowing you have backup, you can work on a memorable day for your guests.
4. Liability Claims
If an injury or property harm occurs, a COI helps cover high costs. Without it, you may face big bills for medical work or repairs.
5. Vendor Trust
Many helpers ask to see insurance proof. A COI builds trust with them. It makes work smoother for everyone involved.
How to Get COI Event Insurance
1. Check Your Needs
Before you call a provider, list your event needs. Think of the size, place, and venue requirements. This list will show what type of coverages to seek.
2. Compare Providers
Compare providers to find the ideal coverage, for the best price.
3. Secure Coverage
Most insurers will require you to secure a policy through their online portal. This is due to the fact that event insurance policies start at $75 so it’s not economical to process these manually in person or over the phone.
4. Get Your COI
Your COI is arrive in your email inbox, usually within minutes.
Whether your event is small or grand, a COI stands as a guard for the day. By getting this coverage, you keep your focus on making a fun event, not on what might go wrong.
Our Top Picks For COI Event Insurance Liability Coverage
Be sure to check your venue’s insurance requirements before securing a policy!
GatherGuard
Starts at $75 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $250,000
Medical expense limit: Not included
Waiver of Subrogation Endorsement: No
Primary Noncontributory Endorsement: No
Free quote feature available
SpecialInsurance.com
Starts at $160 for $1M/$2M GL coverage
Min. Damage to rented premises limit: $300,000
Medical expense limit: $5,000
Waiver of Subrogation Endorsement: Yes
Primary Noncontributory Endorsement: Yes
Free quote feature available
Coverage can extend beyond midnight depending on state liquor laws, in which case only 1 day of coverage is required